‘To Own or Not to Own’ – that is the question. We've all heard the business owners’ rationalization for owning the building where their business operates – “My business is going to pay rent to someone, why shouldn’t it be me?” “We don’t want our business to be beholden to a landlord, we want to [...]
C&I Lending is approaching 2008-09 levels, tightest levels ever recorded, which historically results in a "Flight to Quality". Two (2) important takeaways: 1. Banks will/should 'protect' their best lending relationships - those borrowers with self-sustaining capital and liquidity and an inherent 'value-offering'; and 2. For under-performing borrowers, the probability of an "Exit" via a refinance [...]
